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Discover Swiss Financial Secrets That Maximize Your Money!

Learn easy ways to optimize your finances and save thousands in Switzerland with our exclusive e-book. Learn about the most cost-effective financial services tailored for savvy residents and expats!

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Author: Baptiste Wicht

Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.

How Much We Spent in 2018 – Detailed Expenses Report

Find out exactly how much we spent in 2018, in detail, in each of our budget category.

Buy or Rent – Which is Right for You?

The eternal debate. Buy or Rent in Switzerland? We analyze the costs, benefits, and hidden factors to help you decide which is financially better.

Working may cost you more than you think!

Did you think working was free? Well, far from it! You can actually save money by stopping (or optimizing!) working, for less!

My 2019 Goals – More Ambitious and Original

For 2019, I have tried to set myself more ambitious and original goals, after goals that were too easy in 2018.

2018 Goals Review – Too Easy!

Here, I review our 2018 goals. In the end, the goals were too easy and did not require much effort to be reached. We will need better goals.

6 Good Reasons to Invest in Real Estate

Why buy property? Discover compelling reasons to invest in real estate and how it can diversify your portfolio and generate passive income.

December 2018 – It went by so fast!

In December, we had some good savings rate. The year has went so fast, it's crazy.

7 Ways to Grow Your Income Faster in 2026

Earn more money. Discover practical ways to grow your income, from career negotiation to side hustles, and accelerate your path to financial freedom.

What Would I Do If I Retired?

Do you know what you are going to do if you are retired? I have tried figuring it out for myself, you can learn from my example!

Make money online with Kuaishou – Share videos

Kuaishou is a Chinese live stream system, where you can make money online! Use video as a side hustle!

What Would You Do If You Got Given one Million dollars?

Do you know what would you do if you suddenly got one million dollars? Here is what I would do with such money!

Not All Assets are Created Equal – Introducing the FI Net Worth

What counts for FIRE? Learn why your "FI Net Worth" is different from your total net worth and which assets you should exclude from your calculations.