Last week, I published a list of things I hate about Switzerland. Even though there are some things I really dislike about Switzerland, I love leaving in Switzerland. In this post, I’m going to list the things I really love about Switzerland. While there was only 5 things in my hate list, there are 11 in my love list 🙂 And there are not the only things I love about Switzerland. This tells you that I really have many more things I like about it than things I don’t like.
Before you read what I love about Switzerland, you should be aware of my situation 🙂 You have to remember that I live in the Swiss countryside. I live in a very small village. And I don’t like cities. Some people like cities more than villages, but I would hate living in a city. I also like hiking a lot and I like being outside. This will be reflected in some of the things I like the most about Switzerland.
Below, you’ll find 11 things I love about Switzerland. They have almost nothing to do with money. And they are in no particular order 😉
While I really like Switzerland and I plan to spend all my life here, there some things I really don’t like about it. In this post, I’m going to discuss the five things I hate about Switzerland.
I’m not about to leave Switzerland and I hope I will never have to. There will be a post coming up about the things I love about Switzerland and they will be more numerous 😉 But I think it’s important to realize that no country is perfect. Some things should definitely be improved in Switzerland.
Recently, I did some ordering in my technology closet (yes, I have a technology closet…). And I realized that I had way too many things stored at home. I also realized that I had way too many servers. So I decided to sell online a few things and to dismount two of my servers to sell the pieces. I’m mostly using online websites to sell things. I’m far from a minimalist. But I’m trying to reduce a bit the amount of burden I own. And if I can get some money in the process, it is bonus 😉
In this post, I’m going to talk about what am I selling online in Switzerland. And how am I selling them!
A few weeks ago, I compared the credit cards in Switzerland. I came to the conclusion that for me, the best credit card would be to use Cumulus Mastercard. Since then, I ordered the card, but I haven’t received it yet. I’m also waiting on Revolut to finally get a Swiss IBAN so that I can top it up for free.
However, there is a card I haven’t considered in my first comparison. The Touring Club Suisse (TCS) is offering two credit cards for its members. The first one is the TCS Member MasterCard. This is not really interesting since it does not have any cashback, but it’s free. What is more interesting is the TCS Travel MasterCard Gold. This card will cost you 100 CHF per year, although it’s free on its first year. But they will give you 1% cashback. In this post, I’m going to look at this card in details.
This month I had to use my credit card a lot. We paid for our honeymoon in full in advance. I also had to advance money to my company for a trip that they will reimburse later. Also, we purchased many things online. Finally, we pay all our groceries with credit card. To make sure I could pay for our wedding lunch, I even had to increase my limit to 5000 CHF.
Once I realized how much I was using this credit card, I started to wonder if my card was the best available for me. Also, I read a lot of stories of people getting a lot of flights and hotels for free using credit cards. I wanted to know if this was possible for me too. Let’s explore the different options that are available in Switzerland.
I started this series with details about the first pillar. I then continued with information about the second pillar. This post will cover the last of the three pillars, the third pillar. This pillar is the only one that is not mandatory. Everybody is free to choose to invest into the third pillar or not. It is simpler than the second pillar. But there are much more choices than you can make. In this post, you’ll find all the details you need to invest into a third pillar. And also, what you can do to optimize your use of the third pillar.
We have studied the first pillar and Switzerland three pillars system in the previous post in the series. Now, it’s time to see the second pillar. The first pillar cover the basic needs of everybody. The second pillar is here to cover a larger part of your salary than the first one. If you never worked, you’ll never pay anything for this and you’ll never receive anything from this. It is significantly more complicated than the first pillar. In this post, I’m going to try to give you as much important details as possible on the second pillar. I’m also going to try to help understand what you can do to improve it.
Switzerland retirement system is based on a system with three pillars. Each pillar is paid in a different manner and will cover different needs. If you are working in Switzerland, it’s important to know these three pillars. This will help you plan your retirement.
In a series of posts, I’ll try to give you enough information on these three pillars. The goal is that you have a good understanding on how they work. And also what you can do with them to improve your retirement. In this first post of the series, I’ll introduce the system and talk about the first pillar.