August 2024 – Increased expenses and reduced earnings
August 2024 was a nice month without too much happening. In the future, we now expect a lower income and higher expenses.
WIR Bank Top Review 2026 – Pros & Cons
WIR Bank Top is a new banking package by WIR Bank, with many interesting features. I review this package in detail to see its pros and cons.
What is the best Swiss bank for non-resident?
Banking from abroad. Discover the best Swiss banks for non-residents. We compare fees and conditions for opening an account without living in CH.
Disability Insurance in Switzerland
Nobody wants to become disabled, but it is important to know how disability insurance works to be more prepared should it happen.
July 2024 – A hot month with taxes
July 2024 was a very hot month with a lot of taxes to pay, but also some nice time for ourselves and with our family.
Can robo-advisors be cheaper than brokers?
DIY vs Robo. Are Robo-Advisors cheaper than buying ETFs yourself? We run the numbers to see the true cost of convenience over 20 years.
Freiburger Kantonalbank (FKB) Review 2026
FKB Review. We analyze the Freiburger Kantonalbank (FKB). Are their fees and vested benefits accounts competitive for Swiss residents?
Should you use a dynamic withdrawal rate?
Flexible spending. Learn how using a Dynamic Withdrawal Rate (like the CAPE method) can increase your safe withdrawal rate and reduce failure risk.
Should you use ChatGPT for your investing plan?
ChatGPT is capable of answering investing questions. So, should you rely on ChatGPT, like on a financial advisor? I asked it questions to find out.
June 2024 – A good month
June 2024 was a nice month, with nice family events but weird weather. Financially, it was a strong standard month with a 43% savings rate.
Tax at source in Switzerland in 2026
New to Switzerland? Understand the Tax at Source (Quellensteuer) system, who pays it, and whether you should request a retrospective correction.