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Discover Swiss Financial Secrets That Maximize Your Money!

Learn easy ways to optimize your finances and save thousands in Switzerland with our exclusive e-book. Learn about the most cost-effective financial services tailored for savvy residents and expats!

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Author: Baptiste Wicht

Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.

June 2024 – A good month

June 2024 was a nice month, with nice family events but weird weather. Financially, it was a strong standard month with a 43% savings rate.

Tax at source in Switzerland in 2026

New to Switzerland? Understand the Tax at Source (Quellensteuer) system, who pays it, and whether you should request a retrospective correction.

wiLLBe Review 2026 – Pros & Cons

wiLLBe is an account by the LLB, in Liechtenstein, with a nice interest rate, low fees and good withdrawal limits. We review it in details.

Can you save taxes with Direct Real Estate Funds?

Direct real estate funds have some tax advantages, at least on paper. So, should you use them to save on taxes? We delve into those questions!

May 2024 – A nice yet expensive month

May 2024 was a nice month, with nice events, but many small expenses that piled up significantly. Thanks to extra income, we still had nice savings.

Saxo vs Swissquote 2026 – Which is the best Swiss broker?

The big broker battle. Saxo vs Swissquote: We compare the two leaders in Switzerland to see which one offers the best fees, safety, and features.

Finpension Invest Review 2026 – Pros & Cons

Wealth management for all? Read our review of Finpension Invest. We analyze the fees and strategies of this private investment solution.

Neon Duo Review 2026 – First digital joint account

Joint account for free? Read our review of Neon Duo. We analyze the features of this partner account to see if it helps couples manage money better.

April 2024 – Another expensive month

April 2024 was an expensive month, with high taxes, but we still managed to save a little of our income.

What is long-term investing?

Long-term investing allows us to invest more aggressively than shorter terms. But why is that? We study many asset classes over multiple periods.

IBKR Desktop Review 2026

New trading platform. Read our review of the new IBKR Desktop application. Is it easier to use than TWS for buying stocks and ETFs?

Zürcher Kantonal Bank (ZKB) Review 2026

ZKB Review. We analyze the fees and accounts of Zürcher Kantonalbank, the largest cantonal bank, to see if it is a good choice for private clients.