Credit Card Comparator
Compare the total returns of different credit cards under different spending scenario.
How does this work?
This comparison tool simply shows the cheapest credit cards based on your spending in Switzerland and abroad. In general, for the spending in Switzerland, you want to minimize fees. On the other hand, you want to minimize fees for spending abroad because Swiss credit cards have hefty fees if you spend in another currency or another country.
The result includes the cashback, minus the yearly fees of the card and minus the foreign fees.
Is something missing?
If you would like another credit card included in this calculator, please let me know in the comments below. And if you want to be able to do more configuration, also let me know and I will consider extra features.
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Great tool, but frankly credit cards are dead. Good debit cards are way cheaper, especially abroad, and if it’s a Mastercard/Visa debit card, you can use it everywhere, just like a credit card, even for booking flights and cars and hotels. As you know, some Swiss debit cards, like WIR bank and some cantonal banks, have zero fees and zero exchange rate surcharges. Credit cards will charge 3-4% easily.
Hi James,
I would not say they are dead. But if I had to keep a single card, I would keep a debit card indeed. And Swiss credit cards are very bad once you go out of the country.
My rule is to use mostly credit cards domestically and mostly debit cards internationally.