Our trip to Orléans, France – Beautiful city

Posted on Categories Spending, Travel2 Comments on Our trip to Orléans, France – Beautiful city

Last week, we went to Orléans in France. I went there to present a paper for some work that I did at my previous company. The presentation was 5 days, but the first day was only starting late in the night. Friday was finished in the morning. And Thursday was social tours by the conference. So we had quite some time for us. That’s why Mrs The Poor Swiss decided to come around as a small vacation.

All around, it was a great trip in a really beautiful city. We had a great time. I wanted to share this travel for you. And also share some of the pictures we took :)

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11 Things I Love about Switzerland – Beautiful country

Posted on Categories Switzerland4 Comments on 11 Things I Love about Switzerland – Beautiful country

Last week, I published a list of things I hate about Switzerland. Even though there are some things I really dislike about Switzerland, I love living in Switzerland. In this post, I am going to list the things I really love about Switzerland. While there was only 5 things in my hate list, there are 11 in my love list :) And there are not the only things I love about Switzerland. This tells you that I really have many more things I like about it than things I do not like.

Before you read what I love about Switzerland, you should be aware of my situation :) You have to remember that I live in the Swiss countryside. I live in a very small village. And I do not like cities. Some people like cities more than villages. But I would hate living in a city. I also like hiking a lot and I like being outside. This will be reflected in some of the things I like the most about Switzerland.

Below, you will find 11 things I love about Switzerland. They have almost nothing to do with money. And they are in no particular order ;)

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Exchange Traded Fund (ETF) Arbitrage

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This post is part 6 of 6 in the series Investing – All about investing.

In part 4 of the Investing series, we have covered Exchange Traded Funds (ETF). In this post, I have mentioned that ETF used arbitrage to follow closely the price of the index. If the price of the stocks in the index goes up, the price of the ETF should follow. And if the price of the stocks goes down, the price of the ETF should follow as well. But if the price of the ETF goes up because of stock market trading, something should correct the price quickly. This is where arbitrage plays a big role.

In this post, we are going to see how Exchange Traded Funds are created. And also what is arbitrage? How it makes sure the price of ETF stay in sync with the price of the index. It is a bit of a complicated subject. But I think it is important to know exactly how financial instrument are working before investing in them.

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5 Things I hate about Switzerland

Posted on Categories FIRE, Spending, Switzerland15 Comments on 5 Things I hate about Switzerland

While I really like Switzerland and I plan, and hope, to spend all my life here, there are some things I really do not like about it. In this post, I am going to discuss the five things I hate about Switzerland.

I am not about to leave Switzerland and I hope I will never have to. There will be a post coming up about the things I love about Switzerland and they will be more numerous ;) But I think it is important to realize that no country is perfect. Some things should definitely be improved in Switzerland.

Of course, these things will probably be different from one person to another. I know that there are some things in the list that some people like. Please tell me what you do not like about Switzerland in the comment!

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MBudget Mini and Maxi Promotion – Double the monthly data

Posted on Categories Budget, Frugality, Spending8 Comments on MBudget Mini and Maxi Promotion – Double the monthly data

I have had Migros MBudget mobile plan for about a year now. And I have just seen that Migros started a very nice offer on their MBudget Mini and MBudget Maxi mobile plan. You can now get twice more mobile data each month for free. I think it is a great offer. So I wanted to share this offer with you! I hope many of you can profit from this awesome offer!

From July 1st to August 31st, you get twice more data for one year. For the same price! This is also working for current customers! My monthly data allowance just got doubled from 600Mo to 1.2Go :)

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Index Replication in details – ETFs and Mutual Funds

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This post is part 5 of 5 in the series Investing – All about investing.

In the previous post of the Investing series, we talked about Exchange Traded Funds (ETFs). Before that, we talked about mutual funds. In both these two cases, we focused, especially on passive index funds. Index funds are replicating an existing index. For instance, the SP&500 index is replicated by many mutual funds and many ETFs. In this post, we are going to focus on index replication.

There are several different ways of replicating an index. There is physical index replication and synthetic index replication. It is important to know how funds are replicating the index. If you want to make a good choice between the different ETFs and mutual funds that exist, it is important to know the different ways they are using for replicating the index.

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My monthly personal finance routine – 11 things I do each month

Posted on Categories Budget, FIRE, Goals4 Comments on My monthly personal finance routine – 11 things I do each month

Each month, I am following the same personal finance routine for my budget. You can see most of the results in my monthly finance reports. In this post, I am going to describe the steps I am doing every month.

I think it is great to have a routine. This helps to get more efficient and like this, you do not forget to do everything. You do not need to have the same steps as me of course. Every people can have different things to do based on the way they are investing or based on their situation.

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June 2018 – Insurance month!

Posted on Categories Frugality, Monthly, Spending14 Comments on June 2018 – Insurance month!

Fewer things happened in June 2018 than the crazy previous month!

Although it is a good month for savings, it is not as good as I planned. This month is the first month I received my new salary :) But it was a very expensive month :( We had to pay many insurance fees. And several other relatively big expenses. But it is still not too bad :)

Read on if you want to know what happened to use in June 2018!

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Exchange Traded Funds – ETFs

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This post is part 4 of 5 in the series Investing – All about investing.

In the previous post of the Investing series, we talked about mutual funds. They are a great tool for investment. And especially passive funds with very low fees, thanks to index investing.

This is all great, but the problem with mutual funds is their availability. If you are lucky, you have access to Vanguard via your bank. And you can directly invest in their low fees mutual funds. There are other like Vanguard, but they are the most famous ;)

If you are not lucky, for instance, if you live in Switzerland, you do not have any easy access to good mutual funds. I can bet that your Swiss bank does not offer cheap passive funds.  At least mine does not! This is where Exchange Traded Funds (ETFs) are being a very good investment tool!

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How to sell things online in Switzerland ?

Posted on Categories Frugality, Minimalism, Side Hustle, Switzerland, Tips3 Comments on How to sell things online in Switzerland ?

Recently, I did some ordering in my technology closet (yes, I am the kind of guy that has a technology closet…). And I realized that I had way too many things stored at home. I also realized that I had way too many servers. So I decided to sell online a few things. I also decided I was being crazy and started to dismount two of my servers to sell the pieces.

I am mostly using online websites to sell things. To be honest, I am far from being a minimalist. This is easily seen by my technology that is still too full after this first purge. But I am trying to reduce a bit the amount of burden I own. And if I can get some money in the process, it is bonus ;)

In this post, I am going to talk about what am I selling online in Switzerland. And how am I selling them!

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