MBudget Mini and Maxi Promotion – Double the monthly data

Posted on Categories Budget, Frugality, Spending8 Comments on MBudget Mini and Maxi Promotion – Double the monthly data

I’ve just seen that Migros started a very nice offer on their MBudget Mini and MBudget Maxi mobile plan. You can now get twice more mobile data each month for free. I think it’s a great offer. So I wanted to share this offer with you! I hope many of you can profit from this awesome offer!

From July 1st to August 31st, you get twice more data for one year. For the same price! This is also working for current customers! My monthly data allowance just got doubled from 600Mo to 1.2Go 🙂

Here are the details of the two plans from Migros:

  • MBudget Mini is 19 CHF / month. You normally get 600Mo per month. Now you can get 1200Mo per month
  • MBudget Maxi is 29 CHF / month. You normally get 2Go per month. Now you’ll get 4Go per month.

Here is the link to the promotion: MBudget Mobile Double Data promotion

If you are an existing customer, there is no downside to it. You can get double the data for one year. If you want to change mobile plan, this is the perfect plan 🙂

I’ve been a customer of Migros mobile plans for more than 1 year now. Recently, I changed from the Maxi to the Mini plan to save 10 CHF per month. I haven’t had any issue with them so far. The plan is great and I’ve been able to keep below 600Mo. However, I have to be very careful. But with more data, I will be able to use my phone a bit more. Especially since I don’t have WIFI at work anymore. So far, I really their offer. And the network is really good since they are using Swisscom network which is the best in my region. For now, I don’t have any reason to find a better plan. And it’s even more the case with this offer.

What mobile plan do you prefer ?

June 2018 – Insurance month!

Posted on Categories Frugality, Monthly, Spending14 Comments on June 2018 – Insurance month!

Less things happened in June 2018 than the crazy previous month!

Although it’s a good month for savings, it’s not as good as I planned. This month is the first month I received my new salary 🙂 But it was a very expensive month 🙁 We had to pay many insurance fees. And several other relatively big expenses. But it’s still not too bad 🙂

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Revolut Credit Card – No more foreign exchange fees!

Posted on Categories Frugality, Spending, Tips12 Comments on Revolut Credit Card – No more foreign exchange fees!

Yes, yet another post about credit card 🙂 This one is going to be about the Revolut credit card.

Three weeks ago, I tried to find the best credit card in Switzerland. And last week, I studied another credit card, the TCS Travel Mastercard Gold, with 1% cash back. At this point, I found out that foreign exchange fees were costing me more than the annual fee on the card.

In my first review of my options for Switzerland, I already took a look at Revolut. They offer prepaid credit cards with free foreign exchange transactions! I didn’t want to consider it because there were a few problems. In this post, I’m going to come back to these problems. I finally decided to order a Revolut credit card! And I found out a process to top up a Revolut card for free in Switzerland!

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How to transfer a WordPress blog from Bluehost to SiteGround

Posted on Categories Blogging, Spending, TipsLeave a comment on How to transfer a WordPress blog from Bluehost to SiteGround

After all the problems I had with Bluehost, I decided to migrate my blog from Bluehost to SiteGround. I still have some months of hosting at Bluehost. But I don’t want to deal with them anymore. Thus, I decided to do the transfer as soon as possible. As you read this post now, the website is now hosted at SiteGround.

It took me a bit longer than I thought for the transfer. And I didn’t have as much time as I needed. So I’m a bit late on my blogging schedule. In this post, I’m going to show how I did the transfer to SiteGround.

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TCS Travel Mastercard Gold credit card – 1% cashback!

Posted on Categories Frugality, Spending, Switzerland, Tips4 Comments on TCS Travel Mastercard Gold credit card – 14 cashback!

A few weeks ago, I compared the credit cards in Switzerland. I came to the conclusion that for me, the best credit card would be to use Cumulus Mastercard. Since then, I ordered the card, but I haven’t received it yet. I’m also waiting on Revolut to finally get a Swiss IBAN so that I can top it up for free.

However, there is a card I haven’t considered in my first comparison. The Touring Club Suisse (TCS) is offering two credit cards for its members. The first one is the TCS Member MasterCard. This is not really interesting since it does not have any cashback, but it’s free. What is more interesting is the TCS Travel MasterCard Gold. This  card will cost you 100 CHF per year, although it’s free on its first year. But they will give you 1% cashback. In this post, I’m going to look at this card in details.

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Why I will never recommend Bluehost again!

Posted on Categories Blogging, Spending, Tips6 Comments on Why I will never recommend Bluehost again!

As you may have seen, my blogs was pretty much not working between last Thursday and Saturday. I had many issues with Bluehost and it took them an unreasonable amount of time to fix the issue. I already had issues before and this last one was a really bad outage. So, I decided I will never trust them again. Since I don’t trust them as hosting provider, I’m not going to recommend them anymore.

I’ve only started using Bluehost a few months ago. But I have had several issues in these months. And these last issues with the website being down for more than a day. They are really doing a bad job… I plan to migrate to another hosting provider soon. In this post, you’ll find the story behind this!

I’m going to start with a question: How many Bluehost support guys do you need to fix a SSL certificate ? You’ll find the answer below 😉

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May 2018 – Wedding and 100K net worth milestone

Posted on Categories Blogging, Investment, Monthly, Spending5 Comments on May 2018 – Wedding and 100K net worth milestone

A lot of things happened in May 2018! The most important event of this month is of course that we got married! We had a nice and simple wedding with close family and friends.

And as you’ll see, I reached the 100K CHF milestone in my net worth!

Even considering the wedding expenses, this month has some good savings rate. This is mostly due to the extensive gifts we received. This month is the month with my largest income yet. We should have been able to turn it down. Let’s hope we can keep expenses to a low next month.

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What is the best credit card in Switzerland ?

Posted on Categories Frugality, Spending, Switzerland, Tips9 Comments on What is the best credit card in Switzerland ?

This month I had to use my credit card a lot. We paid for our honeymoon in full in advance. I also had to advance money to my company for a trip that they will reimburse later. Also, we purchased many things online. Finally, we pay all our groceries with credit card. To make sure I could pay for our wedding lunch, I even had to increase my limit to 5000 CHF.

Once I realized how much I was using this credit card, I started to wonder if my card was the best available for me. Also, I read a lot of stories of people getting a lot of flights and hotels for free using credit cards. I wanted to know if this was possible for me too. Let’s explore the different options that are available in Switzerland.

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We got married! Wedding in Switzerland

Posted on Categories Frugality, Spending, Switzerland15 Comments on We got married! Wedding in Switzerland
Our Wedding at the Civil Office
Our Wedding at the Civil Office

We got married! Last friday (18.05.2018) Mr and Mrs the Poor Swiss got married! Find out about our wedding in Switzerland.

This post is mostly an occasion for me to share the good news 😉 And some photos! I will also share information about how weddings in Switzerland.

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My 7 biggest budgeting mistakes – How I fixed them

Posted on Categories Budget, Frugality, Spending, Tips7 Comments on My 7 biggest budgeting mistakes – How I fixed them

Over the years, I’ve made many budgeting mistakes. In this post, I’ll try to list a few of the big mistakes I’ve made. I’m talking here about mistakes in the way I did my budget. And also spending mistakes. Some of the mistakes are not a big deal but some of the others made me spend too much. Overall, I would be better off if I had known this a few years ago.

Find out how I fixed my budgeting mistakes. I’ve learned a lot from my budgeting mistakes and I hope you can learn a lot from them too! The idea is of course to avoid them now that you of them 😉

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