From a personal point of view, August 2018 was a great month. We had our wedding ceremony with friends and family. Also, we went on honeymoon in Egypt. We really had a great time. We rested, swam, snorkeled and had a lot of fun. This was an awesome honeymoon :)
However, from a finance point of view, August 2018 was not a very good month. We spent a lot for our wedding and I had to take days off without pay. This means a very small savings rate. Fortunately, there was some extra income from the wedding and from the army. This helped us not being in negative this month. But at least, there was some savings ;)
Continue reading “August 2018 – Wedding and honeymoon”
One week after our lake wedding, we left for our sea honeymoon! We chose to go to Hurghada in Egypt in an all-inclusive hotel. We wanted to do very little for a few days and wanted to rest. Finally, we also wanted to get something relatively cheap and convenient, hence the all-inclusive. Neither of us had an all-inclusive experience before, so it was about time we tried :)
We used Migros Travel agency to book the entire trip. They booked the plane, the hotel and the transfers between airport and hotel. We compared between booking the trip ourselves and using this agency. It was a bit cheaper for the agency. And we didn’t have to book everything independently. From what we read about Egypt, it is also much better to be part of some tour. This is especially true for the Visa and the shuttle to and from airport.
Overall, it was a great honeymoon. We had a lot of fun, were able to rest and saw some great things! Find out all the details below :)
Continue reading “Our Honeymoon in Hurghada, Egypt”
Just a week ago, we celebrated our wedding! We had very good feedback from our guests and we both enjoyed it very much. It was a very nice and happy day. And we managed to keep under a reasonable budget. We didn’t go cheap though.
In this post, I’m going to talk about some ways that you can use to make your wedding cheaper but not less nice :) You want your wedding to be memorable, but you don’t want it to hinder your entire finance.
Continue reading “11 Tips to save money on your memorable wedding”
No, I’m not writing the same post twice! You may remember, that we got married in Switzerland in May. At that time, we did a small civil wedding with my close family, followed by a small party at our places, joined by some of my friends. We did not have much time, so we decided on doing something really simple.
However, many of our friends and family could not come. So we decided to throw a bigger party to have more people join us. In this post, I’m going to share what we did for our wedding. It was a great time for us and our guests! I’m also going to discuss the costs, personal finance blog obligation :P
Continue reading “Our wedding ceremony in Switzerland on a budget!”
If you are following personal finance blogs or podcast, you probably have heard the name of Warren Buffett. He’s very famous in the community. Warren Buffett is a very successful investor. He made a fortune from nothing. This the first reason he’s famous in the community. The second reason is that he advised his fortune to be invested in index funds once he passes away. This is one of the few big investors who are supporting index funds. Finally, he also beat the market many years. Which is something very difficult.
Being one of the richest persons in the world also helps making him a very well-know figure. In this post, we are going to look at the history of Warren Buffett first. Some numbers may not seem much in the early years. You need to take into account inflation. 1000 dollars 70 years ago are worth around 10’000 dollars now. We are especially going to focus on the biggest investment he did. Then, I’m going to talk about some important traits of the man. This is going to be a long post ;)
Continue reading “Who is Warren Buffett ? The man and its investments”
Mrs. The Poor Swiss, my wife, recently started the procedure to get her driving license in Switzerland. The procedure is not too difficult. But not all the steps are obvious in the process. My wife is Chinese and she already had a driving license from China.
In this post, I’m going to explain the different steps in getting a Swiss driving license for a foreigner. First, it depends if you already have a driving license in your country or not. If you already have a driving license, it will depend on your country. Since Mrs The Poor Swiss is Chinese, this post will have a Chinese bias but I’m going to try to cover other countries as well.
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After a disappointing June 2018 month, we managed to get back up to speed in July 2018. We had some strong savings this month. Nothing extraordinary, but pretty good still. We were able to increase our net worth significantly.
Since today is Swiss national day, Happy National Day to all my Swiss readers.
We went to Orléans one week this month. I also spent one week in the army. It was my last five days to serve in the army! Other than that, nothing special happened. It was a good month overall. Let’s go into the details now :)
Continue reading “July 2018 – Getting back up to speed”
Last week, we went to Orléans in France. I went there to present a paper for some work that I did at my previous company. The presentation was 5 days, but the first day was only starting late in the night. Friday was finished in the morning. And Thursday was social tours by the conference. So we had quite some time for us. That’s why Mrs The Poor Swiss decided to come around as a small vacation.
All around, it was a great trip in a really beautiful city. We had a great time. I wanted to share this travel for you. And also share some of the pictures we took :)
Continue reading “Our trip to Orléans, France – Beautiful city”
Our food budget is something that we are managing to keep quite low. Last year, it was still too high. So I changed some of my habits and now we manage to keep our food budget around 400 CHF in average. For two people. This may seem high, but for Switzerland, I think it’s quite reasonable.
To reach this low food budget, we are doing several things. Mainly, the idea is to compare several shops and only shop where you can get the best bargain. If you all the way, you should compare for each product. But who got the time ? The idea is more to select one cheap shop as the main shop and then buy some cheaper things in other shops but less often.
In this post, I’m going to list 5 things we do, and that you could do too, to keep our food budget low.
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While I really like Switzerland and I plan to spend all my life here, there some things I really don’t like about it. In this post, I’m going to discuss the five things I hate about Switzerland.
I’m not about to leave Switzerland and I hope I will never have to. There will be a post coming up about the things I love about Switzerland and they will be more numerous ;) But I think it’s important to realize that no country is perfect. Some things should definitely be improved in Switzerland.
Continue reading “5 Things I hate about Switzerland”