Spending less will not make you rich

Beware of articles saying you can get rich by cutting your expenses and having a budget! It is a lie! Let's see why most households can't get rich.

I use budgetwarrior for my budget and net worth

Here is exactly how I use budgetwarrior to manage my expenses and net worth. I have used this tool for almost 10 years now!

When is Mobility cheaper than owning a car?

Can you save money by using Mobility carsharing instead of owning your car? Let's find out for several kinds of drivers!

A few ways to simplify our life

Optimizing for the best price is great, but something it takes away from your quality of life. We are now trying to simplify our life by de-optimizing!

The costs of daycare in Switzerland

Daycare can be expensive in Switzerland! But how much does it cost really? Let's find out and devel into daycare costs.

Household and Personal Liability Insurance

Household and Personal Liability insurances are covering damage to your items and damage you inflict upon others. Should you take them?

UBS Bank Review 2023 – Pros & Cons

UBS is the most famous Swiss bank, but is it any good? Let's find out with this in-depth review of UBS banking packages.

Should you get legal protection insurance in 2023?

A Legal Protection Insurance helps you in case you are dealing with legal issues. Is it worth it? How to choose an provider? Let's find out!

12 Simple Ways to Save Money Each Month in Switzerland

To save more money, you should first focus on recurring bills you are paying each month. Optimizing them will save you money in the long term.

What’s the Time Value of Money?

The time value of money concept helps you understand the real value of money if you were investing it and helps you think about expenses!

7 Tips to save money with your newborn in 2023

Wise Review 2023 – Pros & Cons

Wise (formerly TransferWise) lets you hold many currencies in your account for a great price: My in-depth review will help you decide to use Wise.