How I saved 10 CHF by changing my mobile plan

Categories Frugality2 Comments on How I saved 10 CHF by changing my mobile plan

After saving on my car insurance and reducing my rent, I decided to see if I could save money on my phone plan.

Before I started searching, I already had a very cheap mobile plan for my mobile phone. I was using M-Budget Maxi One with 2GB of data per month for 29 CHF per month. This is pretty cheap as Switzerland goes. However, I am very rarely using mobile data on my phone. I have WiFi at work, WiFi at home and WiFi at the gym. Moreover, I do not use my phone a lot. To be honest, I do not really like smartphones. Even though they are sometimes practical, they are mostly a burden and are destroying social life for a lot of people.

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Goals for 2018

Categories Budget, Frugality, Investing1 Comment on Goals for 2018

For the first year in my life, I am gonna try to set clear goals for this year! I have set up a nice spreadsheet for my goals for this year (credits to retirebyforty for the spreadsheets idea):

My 2018 Goals

I have tried to not set goals that are too high but still strive for better than this year. Since it is the first year I am setting goals like this, I do not want to be over-optimistic. This is my first attempt at setting yearly goals, so maybe I will add new goals during the year, but I will not remove any goal nor downsize any goal.

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Save 53CHF per month by asking for a reduction of rent!

Categories Budget, Frugality5 Comments on Save 53CHF per month by asking for a reduction of rent!

I just got confirmation from my building manager that they accepted the reduction of rent that I asked for. I am quite satisfied with the answer. However, they have been incredibly slow in answering me. They answered more than two months after my request… In Switzerland, most building managers are getting worse and worse.

With this reduction, my base rent goes from 1175 CHF to 1122 CHF. This will only start at the next term of my lease, on April 1st. But this means that next year, I will save 53 CHF * 9 = 477 CHF. And I will save even more the following year since all months will be lower :)

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How to save money by changing car insurance

Categories Budget, Frugality1 Comment on How to save money by changing car insurance

I decided to check all my recurring expenses and see if I could save something on at least some of them. Turns out I can! I was able to change my car insurance to save over 350 CHF per year on it.

It is very important to regularly check if there are better deals on your insurance. Even though an insurance could be the cheapest at some point, it may not be the case a few years later.

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