9 Great Tips to Save Money when you Travel Abroad

Categories Frugality, Travel12 Comments on 9 Great Tips to Save Money when you Travel Abroad

It is great to travel abroad. You get to discover a new country and culture. However, it can get expensive. So, if you plan on traveling abroad, you need to think of ways to save money. There are tips to save money when you travel abroad. You need to take advantage of them.

I want to talk about all the ways we have used to save money when we travel. And many of these tips can help you save a lot of money. And you will not need hours to apply them.

I am going to focus on things you can do when you travel abroad. But you can also use most of these tips when you travel to your own country.

Without further ado, let’s see 9 Tips to save money when you travel abroad!

Continue reading “9 Great Tips to Save Money when you Travel Abroad”

Fight Food Waste with Too Good To Go

Categories Frugality8 Comments on Fight Food Waste with Too Good To Go

Did you know that one-third of the world food production goes to waste? It is just insane! Do you wish there was a way to fight this? Well, there is: It is Too Good To Go.

Too Good To Go is a service that lets connects business and people to fight food waste. Instead of throwing their unsold products at the end of the day, businesses can sell them to people. They offer a mobile application to do that.

I think this is an awesome concept. It can prevent a lot of food from being wasted. I hope this thing starts getting more popular and continue expanding!

We used this service three times. Find out about our experience!

Continue reading “Fight Food Waste with Too Good To Go”

Frugal Living in Switzerland Interview 1 – Janet

Categories Frugality, Switzerland20 Comments on Frugal Living in Switzerland Interview 1 – Janet

Today, I want to introduce the first interview in my new series: Frugal Living in Switzerland! In this series, I am going to interview that manage to live frugally in Switzerland.

Switzerland is one of the most expensive countries in the world. Many people think we cannot live frugally in such a country. I want to prove them wrong.

And today, to prove that we can live frugally in Switzerland, I interview Janet, a good blogger friend. She saves more than 60% of her income, as a student!

Continue reading “Frugal Living in Switzerland Interview 1 – Janet”

Digital Minimalism – Book Review

Categories Frugality2 Comments on Digital Minimalism – Book Review

I recently finished Digital Minimalism, by Cal Newport. I have been pleasantly surprised by this book. It is an excellent book!

This book is about breaking our dependence on digital technologies and services and regaining our attention. People are spending more and more time on their phones. Most people cannot keep a conversation without having to check their phones. This book will help you solve this!

I do not think I have a problem with social media or my phone. I have no personal social media profiles. And I use my phone as little as I can. In fact, except for some banking applications, my phone is almost empty.

Even though I am probably a digital minimalist for some things, I still learned some fascinating lessons in this book!

So, let’s see what this book is about and what I thought about it.

Continue reading “Digital Minimalism – Book Review”

Emergency Fund – Do you Really Need One in 2020?

Categories Budget, Financial Independence, Frugality, Investing16 Comments on Emergency Fund – Do you Really Need One in 2020?

If you are interested in personal finance, you probably have come across the term Emergency Fund. An Emergency Fund is simply some money, available directly, that you can use in case of emergency. Most people will advise you to get such an account. And they will insist heavily on this subject.

It is an interesting subject since not everybody agrees on it. Some people have an emergency fund that can cover one year of expenses. And some people think you do not need one.

Personally, I do not think an emergency fund is a bad thing. But you should be aware of its cost. It also has disadvantages. And you may not need a fund as big as some people tell you. I think that too much people put too much emphasis on the emergency fund.

In this post, we are going to see both sides of the story. We are going to see in details what an emergency fund is.

Continue reading “Emergency Fund – Do you Really Need One in 2020?”

5 More Money Lessons from Family Guy #2

Categories Budget, FrugalityLeave a comment on 5 More Money Lessons from Family Guy #2

It is time for another installment in the money lessons from animated sitcoms! It has been too long since I did one of these!

So today, we are going to find out about five more money lessons from Family Guy. Out of the three posts I did so far in the series, the one about Family Guy was the best received. So I figured I better start with this one for a second part!

If you do not know this show, it is an American animated sitcom from Seth Mac Farlane. The series follows the adventures of the Griffin Family. Contrary to some other series, it does not have a focus on one character or even one story. There are generally several stories in each episode. And often, the main one is not the funniest.

In the Griffin family, there is Peter and Lois Griffin, the parents. They have three children, Meg, Chris and Stewie, the baby. And they have a dog, Brian.

For more context, nobody likes Meg, the baby is a Genius, and the dog can talk! And both Peter and Chris are pretty dumb! Oh, and the baby wants to kill his mom. It is a hilarious show!

In this post, we are going to talk about five episodes from the show with some focus on money. The idea of the series is to see if we can learn some things about money from animated TV sitcoms.

The pictures in this post are the property of Fox.

Continue reading “5 More Money Lessons from Family Guy #2”

How to Tackle and Pay Off Various Forms of Debt

Categories Frugality4 Comments on How to Tackle and Pay Off Various Forms of Debt

Today’s post is a guest post by Andrew Rombach, a Content Associate at LendEDU – a website that helps consumers, small business owners, real estate owners, and more with their finances. I am happy to have him as a guest poster today. 

Switzerland has a lot in common financially with other countries, especially when it comes to consumer debt. Swiss residents deal with three “popular” debts that many consumers face across the globe. What kind of debt? — as if you even needed to ask!

Mortgages, credit cards, and car loans are often on everyone’s minds, but Swiss consumers may find they’re dealing with higher debt levels in those categories compared to other countries. In fact, households in Switzerland were recently found to have the highest consumer debt levels in the world. To put it in perspective, Swiss households have a higher debt to GDP levels than the U.S. did at the height of its housing bubble.

At any rate, dealing with debt is a natural part of being a consumer. It doesn’t hurt to know a few tips and tricks for paying down your credit cards or mortgage. If anything, making decent headway can reduce stress and open up room in your budget. Here are a few ways to pay off credit cards, mortgages, and/or car loans.

Continue reading “How to Tackle and Pay Off Various Forms of Debt”

All you need to know about Health Insurance in Switzerland

Categories Frugality6 Comments on All you need to know about Health Insurance in Switzerland

The health insurance system in Switzerland is complicated. And since it is mandatory to have health insurance, it is imperative to understand it correctly.

These last few years, health insurance has become very expensive. But many people are paying much more than they ought to. You need to know that there are a few things we can do to pay less!

In this post, I am going to cover the details of the health insurance system in Switzerland. I am going to cover mostly the base health insurance in great details. You must choose wisely, and there are many options. I am also going to cover supplemental health insurance, but it is too varied to be covered in details.

So, let’s get into Health Insurance!

Continue reading “All you need to know about Health Insurance in Switzerland”

Is Switzerland really So Expensive?

Categories Frugality, Switzerland20 Comments on Is Switzerland really So Expensive?

People often cite Switzerland as the most expensive country in the world. Several of its cities, Zurich and Geneva, are also often named in the list of most expensive cities in the world.

Now, is it as expensive as people believe it is? Is everything more expensive or are just some items significantly more costly than others? And finally, are some things cheaper in Switzerland than in other countries?

In this post, I am going to answer these questions. We are going to discuss the price of several things in Switzerland. It should give us enough material to answer the question of whether Switzerland is really so expensive!

Continue reading “Is Switzerland really So Expensive?”

26 Great Money-Saving Tips from The Best Finance Bloggers

Categories Frugality2 Comments on 26 Great Money-Saving Tips from The Best Finance Bloggers

I am sure you like money-saving tips. At least, I sure do! I really like great and original tips about saving money. So today I am going to give you many of them!

And who best to give money-saving tips than the best Personal Finance Bloggers there are? So, instead of giving you my tips, I am going to give you the best money-saving tips from the best bloggers!

Without further ado, let’s see how to save money with the best money-saving tips from the best Money Bloggers!

Continue reading “26 Great Money-Saving Tips from The Best Finance Bloggers”