Some people wonder why bloggers blog. You may want to know the reasons why I blog? There are many reasons why I started this blog. I’ve started this blog as a simple way to keep track of my progress in improving my budget. This helped me stay motivated a lot.
Over time, I took more and more pleasure in writing posts. So I increased the scope of the blog. I’ve writing many more articles on this blog than I would have thought. In this post, I’m going to give you the main reasons behind my blogging. I’m not going to tell you to start a blog. Contrary to most bloggers, I don’t think blogging is for every body. But there are many reasons why it’s interesting to blog! Continue reading “7 reasons why I blog”
After a disappointing June 2018 month, we managed to get back up to speed in July 2018. We had some strong savings this month. Nothing extraordinary, but pretty good still. We were able to increase our net worth significantly.
Since today is Swiss national day, Happy National Day to all my Swiss readers.
We went to Orléans one week this month. I also spent one week in the army. It was my last five days to serve in the army! Other than that, nothing special happened. It was a good month overall. Let’s go into the details now :)
Continue reading “July 2018 – Getting back up to speed”
After all the problems I had with Bluehost, I decided to migrate my blog from Bluehost to SiteGround. I still have some months of hosting at Bluehost. But I don’t want to deal with them anymore. Thus, I decided to do the transfer as soon as possible. As you read this post now, the website is now hosted at SiteGround.
It took me a bit longer than I thought for the transfer. And I didn’t have as much time as I needed. So I’m a bit late on my blogging schedule. In this post, I’m going to show how I did the transfer to SiteGround.
Continue reading “How to transfer a WordPress blog from Bluehost to SiteGround”
As you may have seen, my blogs was pretty much not working between last Thursday and Saturday. I had many issues with Bluehost and it took them an unreasonable amount of time to fix the issue. I already had issues before and this last one was a really bad outage. So, I decided I will never trust them again. Since I don’t trust them as hosting provider, I’m not going to recommend them anymore.
I’ve only started using Bluehost a few months ago. But I have had several issues in these months. And these last issues with the website being down for more than a day. They are really doing a bad job… I plan to migrate to another hosting provider soon. In this post, you’ll find the story behind this!
I’m going to start with a question: How many Bluehost support guys do you need to fix a SSL certificate ? You’ll find the answer below ;)
Continue reading “Why I will never recommend Bluehost again!”
A lot of things happened in May 2018! The most important event of this month is of course that we got married! We had a nice and simple wedding with close family and friends.
And as you’ll see, I reached the 100K CHF milestone in my net worth!
Even considering the wedding expenses, this month has some good savings rate. This is mostly due to the extensive gifts we received. This month is the month with my largest income yet. We should have been able to turn it down. Let’s hope we can keep expenses to a low next month.
Continue reading “May 2018 – Wedding and 100K net worth milestone”
You may have noticed that I did some changes to the design of the blog. There is now more room for the content itself. And the content is the most important part there is, right ? I also created a Pinterest account and added nice images to all the posts! I’m going to share every post on Pinterest from now on. I didn’t know this sharing network before. But it seems it’s all the hyper right now.
I hope these new changes will improve the experience of my readers on this blog. If you have any more suggestion on improvements, please let me know :)
Continue reading “Redesign of the blog and Pinterest”
I just realized that this blog has been already been alive for more than six months already! Happy blogging anniversary The Poor Swiss!
The first post on this blog is from October 10. At that point, I hosted it directly on wordpress.com. It’s only been self-hosted since March 2 with bluehost.
I started blogging here to motivate me to save more each month. At the beginning, my finances were in really bad shape. I had to reduce a lot my expenses and I was also lucky to increase my income. Since the beginning, my savings rate have been increasing. March 2018 was my best month with more than 46% savings rate! I’m starting to get more confident about my finances. Of course, it’s still not perfect, but it is better.
Continue reading “First six months of blogging – Lessons learned”
These days, I’ve made many updates on the blog. Since the migration to self-hosted WordPress, I’ve improved the performance of the website, fixed the HTTPS version of the site and cleaned up my WordPress plugins. I am hoping that this will improve the experience of the readers of the blog.
In this post, I’m going to describe the changes I’ve done recently. The goal is to improve the performance of the website as well as the Search Engine Optimization (SEO) of the website. This will be a blogging and hosting post, nothing really related to finance here :)
Continue reading “Updates on the blog”
Update: I’ve migrated away from bluehost to SiteGround. I don’t recommend you to use bluehost anymore.
I took some time today to migrate the site out of wordpress.com to bluehost. The free hosting at wordpress.com is not bad, but miss the full capabilities of full WordPress. Now, I can install all the plugins I want, do any custom change and improve the site to be exactly what I want. This is only possible with self-hosted WordPress. I also wanted a real domain for visibility reasons :) Another advantage of a self-hosted is that it will greatly improve your Search Engine Optimization (SEO).
The new URL of this website is now: https://thepoorswiss.com/
Continue reading “Migrated the blog from wordpress.com to BlueHost”
Welcome to The Poor Swiss blog :)
This is the first post on the blog. I hope this will be the start of a long series of blog posts. I’m planning to talk about finances and investing.
This year, 2017, has been quite disastrous for my savings. This is due to many big expenses such as plane tickets and unexpected health care. But this made me realize that I’m not saving enough at all. Although I have a good salary and live quite well, I’ve a tendency to spend too much. Last year, my savings rate was around 18%. This is not really bad, but still lower than I would have liked. But this year, my savings rate is down to around 7%. This is way too low and made me realize that my expenses are way too high. Moreover, the last two months have been negative months although not by a long shot. This month is also likely to end up being negative. Given my salary, I should easily be able to save at least 25% of my income each month.
Since this point, I started reading many personal finance blogs and websites. I’ve learned a lot of things about investments and spending. In the coming months, I plan to put theses lessons to work. My main change now will be to reduce my spending. I’ll then continue to learn about investments and I’ll try to put my money to work. For now, I didn’t start investing at all. But I plan to fix this. I believe it’s important to start improving the budget first before starting to focus on investment.
For some context, I’m a 29 years old software programmer. I just finished my Ph.D in Computer Science and I’m still working in my school. I live in a small village in the countryside area of the Fribourg state, in Switzerland. Currently, I plan to stay in that area for many years. But I’m hoping to find a better job next year once my contract with my school is finished.
My main goal with this blog is to motivate myself to improve my finances. But I’m also going to write personal finance tips and in-depth analysis of some important investing topics. I’m hoping that you will learn from my mistakes and improve your finances with me :)
And don’t forget I’m not very good with my money, so don’t follow everything I do, but you may try to learn from my mistakes. I’m not a financial advisor. You should only take financial decisions after having consulted many point of view on the subject.