I cannot believe it is already the end of the year! This month went by so fast. And this year also crazy fast. It is already the end of December 2018. So, it is time for another monthly update!
This month was pretty calm. We did not do many things and not really substantial happened with our finances. Since this is the end of the year, some recurring bills are arriving now. There are also the recurring costs of gifts for our family and friends. But we have not been very spendy on that part for this year. We have been able to save 49% of our income this month. We are trying to limit gift giving and prefer doing things with friends and family.
And while nothing crazy happened for us, the stock market continued its fast decline. We are getting very close to bear market territory now. With this, we were not able to grow our net worth this month. We will have to watch the market closely next month to see how it goes.
Stay tuned to learn everything that happened to us and our finances in December 2018!
Continue reading “December 2018 – It went by so fast!”
There are many people who do not know what they will do in retirement. If you are serious about reaching financial independence and retire early, you should already know what you would do in retirement. You will have a lot of time on your hands.
I already know that there are a lot of things I would do more once I retired. There are a few things I really wish I had more time to do. It is my hope that in retirement, I will be able to do more of these things.
In this post, I am going to describe the changes for me in retirement. As you will see, there are a lot of things I would like to do more in my life. I am also going to describe how I am going to organize my days. Of course, this is only a thought experiment. I am far from retirement. A lot of changes will occur in the meantime. But it is still a nice thought experiment.
Continue reading “What would I do if I retired?”
It has now been over one year that I have started blogging. I have already talked about why I am blogging. Now I want to talk about how I am blogging. I am going to cover most of the things I do when I blog. I am not going to cover things I do that are not related to blog posts. But I am going to go through everything I do while writing new blog posts.
From writing new blog posts to finding images for them and share them on social networks, I am going to try to cover all the aspects of blogging. You will see that even for a small blog like mine, it is a considerate amount of work to write blog posts.
I am hoping that this will be interesting for people interested in blogging and beginner bloggers like me. Do not forget that this blog is still quite young and I should be considered a beginner ;)
Continue reading “How I blog – How I write blog posts”
I cannot believe it has already been one year since I started blogging. On October 10th 2017, I wrote the first blog post of The Poor Swiss. I have learned a lot of about personal finance in that year. And I have also learned a lot about blogging. Even though this was not my first blog, I still had a lot to learn. And I still have a lot more to learn now!
In this post, I am going to talk about my first year of blogging. If I say this year, it will the year of blogging, it will not be 2018 ;)
Recently, I have talked about the reasons why I am blogging. Now, I am going to share numbers about how the blog is doing. I am also going to share the things I did right and the things that did not go well. However, I still have a lot of work to do to improve this blog. I am hoping that it gets better over time.
Continue reading “One year blog anniversary! Lessons and next steps”
This post is not about my blog but about other blogs! As I mentioned several times in the past, I am reading many other personal finance blogs. Some blogs are purely on investing and some blogs are purely on Early Retirement. However, all of them contain some important lessons if you are on the road to Financial Independence (FI). Some of them helped popularize the Financial Independence and Retire Early (FIRE) movement. I think it is also important to share with the community and not only focus on a single blog.
There are several reasons why I read other blogs. The first reason is to learn from others. Indeed, I am far from being an expert in FIRE. I like reading what people are doing to achieve FIRE and especially what people who already achieved FIRE can teach me. Also, I like reading in general and some of these blogs have really enjoyable content. Another reason is to get some inspiration for my blog.
The seven following FIRE blogs are in no order. I do not have a favorite in these seven blogs. They all are my favorite blogs. I also read many other blogs. But the entire list would be too long to publish here. I strongly encourage you to take a look at them if you are not already reading them!
Continue reading “Seven blogs on FIRE I really like”
After poor financial results in August 2018, it is time to review September 2018. Even though we had some big expenses this month, the results are better. We were able to save more money this month. It is still not perfect, but it is very slowly getting there.
Not a lot of things happened in September 2018. I spent about ten days in the United States for my company. This was not expensive since everything was paid by my company. I did some shopping though. However, we bought plane tickets to China for the next Chinese new year. And we had to pay the repair for the car accident of Mrs. The Poor Swiss. This made a very large dent into our budget.
Continue reading “September 2018 – Car repair and plane tickets”
Some people wonder why bloggers blog. You may want to know the reasons why I blog? There are many reasons why I started this blog. I have started this blog as a simple way to keep track of my progress in improving my budget. This helped me stay motivated a lot.
Over time, I took more and more pleasure in writing posts. So I increased the scope of the blog. I have writing many more articles on this blog than I would have thought. In this post, I am going to give you the main reasons behind my blogging. I am not going to tell you that you need to start a blog. Contrary to most bloggers, I do not think blogging is for everybody. And not every blog is profitable, even after one year of work. But there are many reasons why it is interesting to blog! Continue reading “7 reasons why I blog”
After a disappointing June 2018 month, we managed to get back up to speed in July 2018. We had some strong savings this month. Nothing extraordinary, but pretty good still. We were able to increase our net worth significantly.
Since today is Swiss national day, Happy National Day to all my Swiss readers.
We went to Orléans one week this month. I also spent one week in the army. It was my last five days to serve in the army! Other than that, nothing special happened. It was a good month overall. Let’s go into the details now :)
Continue reading “July 2018 – Getting back up to speed”
After all the problems I had with Bluehost, I decided to migrate my blog from Bluehost to SiteGround. I still have some months of hosting at Bluehost. But I do not want to deal with them anymore. I am sure they capable of messing up again during that time. Thus, I decided to do the transfer as soon as possible. As you read this post now, the website is now hosted at SiteGround.
It took me a bit longer than I thought for the transfer. And I did not have as much time as I needed. So I am a bit late on my blogging schedule. In this post, I am going to show how I did the transfer to SiteGround. I hope this will help realize that it is quite easy to do the transfer. And I hope I can convince you that Bluehost is not a good host.
Continue reading “How to transfer a WordPress blog from Bluehost to SiteGround”
As you may have seen, my blog was pretty much not working between last Thursday and Saturday. I had many issues with Bluehost and it took them an unreasonable amount of time to fix the issue. I already had issues before and this last one was a really bad outage. So, I decided I will never trust them again. Since I do not trust them as hosting provider, I am not going to recommend them anymore.
I have only started using Bluehost a few months ago. But I have had several issues in these months. And these last issues with the website being down for more than a day. They are really doing a bad job… I plan to migrate to another hosting provider soon. In this post, you will find the story behind this!
I am going to start with a question: How many Bluehost support guys do you need to fix an SSL certificate? You will find the answer below ;)
Continue reading “Why I will never recommend Bluehost again!”